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  2. Mortgagor vs. mortgagee: What’s the difference? - AOL

    www.aol.com/finance/mortgagor-vs-mortgagee...

    “The mortgagor is the person, couple or group of people seeking a loan to purchase a home — also known as the buyer, borrower or homeowner,” says Rob Heck, senior vice president of Mortgage ...

  3. Mortgagor vs. Mortgagee: Key Differences - AOL

    www.aol.com/mortgagor-vs-mortgagee-key...

    The mortgagor submits financial documentation such as pay stubs or W2s to the mortgagee to review. The financial documents will determine if the mortgagor meets the mortgagee's criteria for loan ...

  4. Mortgagor vs. Mortgagee: Key Differences - AOL

    www.aol.com/finance/mortgagor-vs-mortgagee-key...

    For example, the mortgagee is the lender, while the mortgagor is the … Continue reading → The post Mortgagor vs. Mortgagee: Key Differences appeared first on SmartAsset Blog.

  5. Fact vs. fiction: Top 7 common home equity myths — debunked

    www.aol.com/finance/home-equity-myths-debunked...

    Myth No. 7: Reverse mortgages are a scam. Also called a Home Equity Conversion Mortgage (HECM), the reverse mortgage is designed to allow homeowners ages 62 or older to supplement their retirement ...

  6. The state of the American homeowner: Average US mortgage ...

    www.aol.com/finance/state-american-homeowner...

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  7. Loss mitigation - Wikipedia

    en.wikipedia.org/wiki/Loss_mitigation

    The most common benefit to the homeowner is the prevention of foreclosure because loss mitigation works to either relieve the homeowner of the debt or create a mortgage resolution that is financially sustainable for the homeowner. Lenders benefit by mitigating the losses they would incur through foreclosing on the homeowner.

  8. Mortgage assumption - Wikipedia

    en.wikipedia.org/wiki/Mortgage_assumption

    All mortgages are potentially assumable, though lenders may attempt to prevent the assumption of a mortgage loan with a due-on-sale clause. Certain mortgage types are irrefutably assumable, such as those insured by the FHA, guaranteed by the VA, or guaranteed by the USDA. As of 2014, FHA and VA assumable mortgages make up approximately 18%, or ...

  9. Renting vs. Buying a House: How the Math of Falling Mortgages ...

    www.aol.com/renting-vs-buying-house-math...

    In order for that to happen, 30-year fixed mortgages would need to hit around 5.25% for mortgages to be competitive with rents. ... in most metros homeowners do save if they refinance over time ...