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Car insurance is legally required: Drivers in Florida must carry no-fault insurance before they can register and legally operate their vehicle in ... Uninsured or underinsured motorist coverage ...
The average cost of car insurance in Florida is $3,594 per year for full coverage and $1,111 per year for minimum coverage. Florida drivers pay significantly more than drivers in the nation as a ...
Uninsured/Underinsured motorist coverage ... Florida. $10,000 PDL* $10,000 PIP. ... many insurance experts recommend that you purchase more than the minimum amount of coverage required in your ...
This coverage is often overlooked and very important. In Colorado, for example, it was estimated in 2009 that 15% of drivers were uninsured. [11] Usually the limits match the liability limits. [citation needed] Some insurance companies do offer UM/UIM in an umbrella policy.
Most states require a victim to sue the uninsured motorist (or a fictitious John Doe hit and run driver when litigating the second category of uninsured motorist claim) for his injuries in order to prevail on a breach of contract action against the insurance carrier. Some states, such as Virginia, require that the victim actually obtain a ...
Uninsured/underinsured motorist coverage is not required in Virginia, but drivers who have it on their policy must ensure coverage limits are in compliance with the new liability limit laws.
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