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  2. Creditor - Wikipedia

    en.wikipedia.org/wiki/Creditor

    A secured creditor has a security or charge over some or all of the debtor's assets, to provide reassurance (thus to secure him) of ultimate repayment of the debt owed to him. This could be by way of, for example, a mortgage, where the property represents the security. An unsecured creditor does not have a charge over the debtor's assets. [2]

  3. Debt - Wikipedia

    en.wikipedia.org/wiki/Debt

    For example, in mortgage lending in the United States, a debt-to-income ratio typically includes the cost of mortgage payments as well as insurance and property tax, divided by a consumer's monthly income. A "front-end ratio" of 28% or below, together with a "back-end ratio" (including required payments on non-housing debt as well) of 36% or ...

  4. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    The unsecured creditors usually realize a smaller proportion of their claims than the secured creditors. In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able (and, in some jurisdictions, required) to set off the debts, so actually putting the unsecured creditor with a matured liability to the debtor ...

  5. Abstract of judgment - Wikipedia

    en.wikipedia.org/wiki/Abstract_of_judgment

    "Abstract of judgment" is a written summary of a judgment which states how much money the losing defendant owes to the person who won the lawsuit (judgment creditor), the rate of interest to be paid on the judgment amount, court costs, and any specific orders that the losing defendant (judgment debtor) must obey, which abstract is acknowledged ...

  6. Bond (finance) - Wikipedia

    en.wikipedia.org/wiki/Bond_(finance)

    In finance, a bond is a type of security under which the issuer owes the holder a debt, and is obliged – depending on the terms – to provide cash flow to the creditor (e.g. repay the principal (i.e. amount borrowed) of the bond at the maturity date as well as interest (called the coupon) over a specified amount of time. [1])

  7. Creditor in Shilo Sanders bankruptcy case seeks to expand ...

    www.aol.com/creditor-shilo-sanders-bankruptcy...

    Creditor wants to serve subpoenas to collect information. Darjean’s attorneys stated the bankruptcy case "really is a two-party dispute" between Darjean and Shilo Sanders. They noted Shilo filed ...

  8. Judgment creditor - Wikipedia

    en.wikipedia.org/wiki/Judgment_creditor

    A judgment creditor is a party to which a debt is owed that has proved the debt in a legal proceeding and that is entitled to use judicial process to collect the debt. [1] A creditor becomes a "judgment creditor" when a judgment is rendered stating that they are entitled to recover a particular debt from a judgment debtor. Following a judgment ...

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