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  2. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    The agency works to negotiate a lower bill or interest rate on your behalf and, in some cases, can get your debt canceled. Supplement your income: Whatever you need to do to start paying off your ...

  3. 7 tips to help dig your way out of debt - AOL

    www.aol.com/finance/debt-6-best-ways-210336794.html

    For example, if your total credit is $5,000, keep your debt below $1,500. What is the best budget to pay off debt? One effective budget for paying off debt is the 50/30/20 method.

  4. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    How you decide to consolidate your debt can change how your credit score is impacted. Personal loans. A personal loan gives you a lump sum, which you can use to pay off your multiple creditors and ...

  5. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    DIY credit repair: 5 steps to clean up your credit When it comes to errors on your credit reports, you have the legal right to get the information removed or fixed for free.

  6. Early childhood education in the United States - Wikipedia

    en.wikipedia.org/wiki/Early_childhood_education...

    In California, Senator Darrell Steinberg led a coalition to pass the Kindergarten Readiness Act, which creates a state early childhood system supporting children from birth to age five and provides access to ECE for all 4-year-olds in the state. It also created an Early Childhood Office charged with creating an ECE curriculum that would be ...

  7. A comprehensive guide to debt relief programs - AOL

    www.aol.com/finance/debt-relief-guide-know...

    Debt forgiveness is typically used for non-credit-card debt, like student loans, mortgages, medical debt or even taxes. Pros of debt forgiveness programs All or part of your loan could be wiped out.

  8. Overwhelmed by student loans? A free new California program ...

    www.aol.com/news/overwhelmed-student-loans-free...

    Student loan debt in California has topped more than $148 billion, and Sacramento wants to help. A new program created by California's consumer protection agency aims to provide free, personalized ...

  9. Settlements and bankruptcies in Catholic sex abuse cases

    en.wikipedia.org/wiki/Settlements_and...

    Filed for Chapter 11 protection, hours before the first of about 150 lawsuits about childhood abuse was due to be heard—it became the largest diocese to seek bankruptcy protection. [25] 2008, Mar 7: Fairbanks, AK: 130