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2. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   The agency works to negotiate a lower bill or interest rate on your behalf and, in some cases, can get your debt canceled. Supplement your income: Whatever you need to do to start paying off your ...

3. 7 tips to help dig your way out of debt - AOL

   www.aol.com/finance/debt-6-best-ways-210336794.html

   For example, if your total credit is $5,000, keep your debt below $1,500. What is the best budget to pay off debt? One effective budget for paying off debt is the 50/30/20 method.

4. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   How you decide to consolidate your debt can change how your credit score is impacted. Personal loans. A personal loan gives you a lump sum, which you can use to pay off your multiple creditors and ...

5. Overwhelmed by student loans? A free new California program ...

   www.aol.com/news/overwhelmed-student-loans-free...

   Student loan debt in California has topped more than $148 billion, and Sacramento wants to help. A new program created by California's consumer protection agency aims to provide free, personalized ...

6. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Debt forgiveness is typically used for non-credit-card debt, like student loans, mortgages, medical debt or even taxes. Pros of debt forgiveness programs All or part of your loan could be wiped out.

7. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   DIY credit repair: 5 steps to clean up your credit When it comes to errors on your credit reports, you have the legal right to get the information removed or fixed for free.

8. How to get out of debt with a low income - AOL

   www.aol.com/finance/debt-low-income-215227915.html

   Lower credit card use score (“utilization”) to under 30 percent of your debt. Check your credit reports regularly to ensure there are no mistakes. Debt consolidation can be a good strategy if ...

9. Consumers in These 10 States Seek the Most Debt Help - AOL

   www.aol.com/consumers-10-states-seek-most...

   Total household debt in the U.S. hit $17.94 trillion during the 2024 third quarter, according to a study from ConvertBankStatement, an online platform that lets users convert bank statements into ...