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For example, if you’re approved for a credit card and offered a credit limit of $10,000, you’ll want to make sure that your monthly statement typically stays below $3,000. If your credit ...
4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
Matching your credit profile to a credit card is critical for approval, in a bank’s eyes. “For those with limited credit history, a secured credit card or one designed for new credit users can ...
With one of its starter credit cards, Chase even advertises that you can improve your approval chances if you have at least $250 in one of its checking or savings accounts before applying.
Get important information, tips and guide for choosing and applying for the credit card that’s best for you.
Yes, it’s possible to get instantly approved for a credit card. But whether or not you get instant approval depends on several factors. For example, you might receive instant approval for a top ...
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