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  2. I’m 45, recently divorced, lost everything and I’m $160K deep ...

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    Chapter 7 stays on your credit history for 10 years, while Chapter 13 remains on your record for seven. Both can damage your credit rating and make it difficult to apply for loans.

  3. Rachel Cruze: 3 Reasons To Not Make Bankruptcy Your First ...

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    In the U.S., debt is a serious financial issue. According to Debt.org, factoring in mortgages, the average debt in the U.S. is $101,915 per household. When debt gets out of control, it's common...

  4. How long can a debt collector pursue old debt?

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    The amount of time that a debt collector can legally pursue old debt varies by state and type of debt but can range between three and 20 years. Each state has its own statute of limitations on ...

  5. Other ways to get rid of credit card debt in 2025 - AOL

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    This Hack Could Save You Over $5,100 in Credit Card Interest and Get You Out of Debt 4 Years Faster. Kailey Hagen, The Motley Fool. December 9, 2024 at 7:30 AM. A hand holding a wallet.

  6. Dave Ramsey: This Is the Only Reason You Should Cash ... - AOL

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    When you're struggling with debt, withdrawing money from your retirement account can seem like the perfect solution. But Dave Ramsey, author, radio show host, and personal finance expert, cautions...

  7. A rolling debt transfer is coming: 'Debt does not ...

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    A new survey found nearly one-fifth of Americans are carrying debt but no life insurance — a double whammy to avoid. A rolling debt transfer is coming: 'Debt does not miraculously disappear' [Video]

  8. I Avoided My Debt for Years — Here’s How I’m Finally Paying ...

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  9. Millions of debt collections dropped off Americans' credit ...

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    The total number of debt collections on credit reports dropped by 33% from 261 million in 2018 to 175 million in 2022, according to the Consumer Financial Protection Bureau, while the share of ...

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