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  2. Mortgage lenders vs. banks: Which is best for you? - AOL

    www.aol.com/finance/mortgage-lenders-vs-banks...

    Some banks offer mortgage loan products, but many also connect consumers with other types of loans. In addition to lending, banks may offer savings, checking, retirement and money market accounts ...

  3. Mortgage bankers: Who they are and what they do in home lending

    www.aol.com/finance/mortgage-bankers-home...

    Originating loans: Mortgage bankers have a variety of loans to offer, ... Mortgage banker vs. loan officer. The difference between a mortgage banker versus a loan officer might not be as obvious ...

  4. Mortgage bank - Wikipedia

    en.wikipedia.org/wiki/Mortgage_bank

    A mortgage bank is a bank that specializes in originating and/or servicing mortgage loans. In the United States, a mortgage bank is a state-licensed banking entity that makes mortgage loans directly to consumers. The difference between a mortgage banker and a mortgage broker is that the mortgage banker funds loans with its own capital.

  5. Mortgage lender vs. servicer: What’s the difference? - AOL

    www.aol.com/finance/mortgage-lender-vs-servicer...

    The difference between mortgage lenders and mortgage servicers ... same establishment that funds your home loan can also be responsible for managing it. By choosing to service their own loans ...

  6. Mortgagor vs. mortgagee: What’s the difference? - AOL

    www.aol.com/finance/mortgagor-vs-mortgagee...

    The mortgagee is the lender originating and providing funds for mortgages, whether to help a borrower buy a home or refinance to a new loan. The lender or mortgagee could be a bank, credit union ...

  7. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    Mortgage loan financing relies more on secondary mortgage markets and less on formal government guarantees backed by covered bonds and deposits. [8] [9] Prepayment penalties are discouraged by underwriting requirements of large organizations such as Fannie Mae and Freddie Mac. [8] Mortgages loans are often nonrecourse debt, unlike most of the ...

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