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  2. Survivorship life insurance - AOL

    www.aol.com/finance/survivorship-life-insurance...

    The term joint life insurance refers to two types of life insurance policies: first-to-die life insurance and second-to-die life insurance (or a survivorship policy).

  3. Life insurance riders - AOL

    www.aol.com/finance/life-insurance-riders...

    Joint life insurance policies are designed to cover a couple instead of an individual. There are two types of joint life insurance — a “first-to-die” policy and a “second-to-die” policy ...

  4. Uniform Simultaneous Death Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Simultaneous_Death_Act

    The Act may also help to resolve a life insurance case where the insured and beneficiary die in a common disaster. Different rules apply for insurance. For example, Carol has a life insurance policy through her employer. Her husband Dave is its beneficiary. They are both killed in a car crash, dying at or near the same time.

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

  6. Life insurance trust - Wikipedia

    en.wikipedia.org/wiki/Life_insurance_trust

    If the trust owns insurance on the life of a married person, the non-insured spouse and children are often beneficiaries of the insurance trust. If the trust owns "second to die" or survivorship insurance which only pays when both spouses are deceased, only the children would be beneficiaries of the insurance trust.

  7. Can you take a life insurance policy out on anyone?

    www.aol.com/finance/life-insurance-policy-anyone...

    Life insurance is meant to provide financial support for someone who may need it after your passing, and because of this, you can’t purchase a policy on just anyone.

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