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2. 7 Risks You’re Taking by Not Having a Bank Account - AOL

   www.aol.com/finance/7-risks-taking-not-having...

   Your Money Won't Be Safe. The federal government insures bank deposits -- the shoebox in your closet does not. "Banks that are FDIC insured protect your account up to $250,000," Chancellor said.

3. Passbook loans: Paying to borrow your own money - AOL

   www.aol.com/finance/passbook-loans-paying-borrow...

   Some lenders might allow you to borrow all or a portion of your existing savings, but most allow loan amounts from 90 to 100 percent of their account amount. However, this isn’t a requirement.

4. The best ways to borrow money - AOL

   www.aol.com/finance/best-ways-borrow-money...

   Other ways to borrow money, like a 401(k) loan or through a public agency, may require you to meet specific eligibility requirements. Bank or credit union personal loan

5. Tanda (informal loan club) - Wikipedia

   en.wikipedia.org/wiki/Tanda_(informal_loan_club)

   In the US, it can take many months or even years to get the Social Security Number needed to open traditional banking and credit card accounts. Tandas provide a way for immigrants and others to "borrow" and "save" when they don't have access to other means of banking. But they can also be formed with no pressing financial obligations.

6. Should you use a personal loan to pay your taxes? - AOL

   www.aol.com/finance/loan-to-pay-taxes-124723856.html

   A 401(k) loan is money you borrow from your own retirement savings account. Unlike other loans, you're essentially borrowing from your future self, but the interest you pay goes back into your own ...

7. What is a 0% intro APR card? Your essential guide to ... - AOL

   www.aol.com/finance/intro-apr-cards-001631619.html

   With a 0% intro APR offer, you get to borrow money from your credit card issuer without paying these interest charges and standard fees. These offers only last for a specified period of time ...