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The difference between debt counseling and debt settlement. ... Two types of entities typically offer credit counseling services: nonprofit organizations and for-profit debt management companies ...
For-profit counseling is offered by debt relief companies and may charge higher rates. These companies — especially nonprofit — will work with you to help get your finances in order. You’ll ...
Nonprofit debt consolidation and for-profit debt consolidation have several important differences. The financial objectives of the companies Nonprofit credit counseling agencies are not focused on ...
The National Foundation for Credit Counseling (NFCC), founded in 1951, is the largest and longest-serving nonprofit financial counseling organization in the United States. NFCC member agencies provide access to financial counseling services for consumers.
Cambridge Credit Counseling was established in 1996 and offers a free initial consultation, a wide variety of services and financial literacy tools. Cambridge Credit Counseling offers services ...
Many states prohibit for-profit debt management services while permitting nonprofit debt counseling services. One of the continuing controversies is whether for profit services should be allowed even if regulated. However, federal bankruptcy reform effective in 2005 has changed the perspective on such services.
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