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2. Credit counseling: What to know before signing up - AOL

   www.aol.com/finance/credit-counseling-know...

   Two types of entities typically offer credit counseling services: nonprofit organizations and for-profit debt management companies. The best fit for your needs will depend on your overall goals ...

3. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Nonprofit counseling agencies are known to charge lower fees than for-profit agencies, with some offering the services for free. For-profit counseling is offered by debt relief companies and may ...

4. What nonprofit debt consolidation is and how it works

   www.aol.com/finance/nonprofit-debt-consolidation...

   Nonprofit debt consolidation and for-profit debt consolidation have several important differences. The financial objectives of the companies Nonprofit credit counseling agencies are not focused on ...

5. National Foundation for Credit Counseling - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   NFCC member agencies provide financial reviews and education to more than a million consumers each year in person, over the phone, or online. Every NFCC member agency client receives comprehensive money management services based on their individual needs. NFCC member agencies provide a variety of services including: Credit/Debt Counseling

6. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   It offers an extensive list of debt counseling services, including debt management solutions and payoff plans. You can work with one of its NFCC-certified counselors for guidance on credit ...

7. Debt management plan - Wikipedia

   en.wikipedia.org/wiki/Debt_management_plan

   Some of the agencies are non-profits that charge no or non-fee rates, while others can be for-profit and include high fees. [1] The effect on the debtor's overall credit score will vary. [3] In the United Kingdom, as well as DMPs, residents can also apply for an Individual voluntary arrangement (IVAs), which can give the debtor a discount on ...