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2. Flex Modification Program (FMP): Everything you need to know

   www.aol.com/finance/flex-modification-program...

   For starters, Fannie Mae or Freddie Mac must own your loan, which means it must be a conventional loan. If you have a government-backed loan like an FHA, VA or USDA loan, those programs have ...

3. Verification of employment - Wikipedia

   en.wikipedia.org/wiki/Verification_of_employment

   Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003).

4. Uniform Residential Appraisal Report - Wikipedia

   en.wikipedia.org/wiki/Uniform_Residential...

   The most current incarnation of the URAR is the Fannie Mae Form 1004 [1] updated for March 2005. It is considered a full appraisal with all three approaches to value, cost approach, sales comparison approach, and income approach. [2]

5. Fannie Mae - Wikipedia

   en.wikipedia.org/wiki/Fannie_Mae

   The necessary restatement was expected to cost $10.8 billion, but was completed at a total cost of $6.3 billion in restated earnings as listed in Fannie Mae's Annual Report on Form 10-K. [75] Concerns with business and accounting practices at Fannie Mae predate the scandal itself.

6. REO to Rental: Fannie Mae Dips Further Into Foreclosure Pool

   www.aol.com/news/2012-03-01-reo-to-rental-fannie...

   Fannie Mae waded further into the foreclosure pool on Monday as it released new details on its plan to sell its repossessed homes as rental properties. The pilot program, first announced in August ...

7. Real estate owned - Wikipedia

   en.wikipedia.org/wiki/Real_estate_owned

   Real estate owned, or REO, is a term used in the United States to describe a class of property owned by a lender—typically a bank, government agency, or government loan insurer—after an unsuccessful sale at a foreclosure auction. [1]

8. 7 Jaw-Dropping Numbers From the Fannie Mae Earnings Report - AOL

   www.aol.com/news/2014-02-22-7-jaw-dropping...

   On Friday, Fannie Mae reported its earnings for the fourth quarter and full year of 2013. The government-sponsored entity continued its recovery after the collapse of the housing market, with pre ...

9. Federal Housing Finance Agency - Wikipedia

   en.wikipedia.org/wiki/Federal_Housing_Finance_Agency

   The Federal Housing Finance Agency (FHFA) is an independent federal agency in the United States created as the successor regulatory agency of the Federal Housing Finance Board (FHFB), the Office of Federal Housing Enterprise Oversight (OFHEO), and the U.S. Department of Housing and Urban Development government-sponsored enterprise mission team, [3] absorbing the powers and regulatory authority ...