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  2. How to Do a Free Reverse Phone Lookup & the 8 Best ... - AOL

    www.aol.com/finance/free-reverse-phone-lookup-8...

    There’s an easy way to find out: conduct a reverse phone lookup — for free. But is there a truly free reverse phone lookup? Yes — there are plenty of sites that offer free reverse phone lookups.

  3. Textfree - Wikipedia

    en.wikipedia.org/wiki/Textfree

    TextFree (formerly called Pinger and sometimes stylized as textfree) is a mobile application and web service that allows users to send and receive text messages, as well as make and receive VoIP phone calls, for free over the internet. The service costs nothing because it is supported by ads, but users have the option of paying for an ad-free ...

  4. Pinger - Wikipedia

    en.wikipedia.org/wiki/Pinger

    At first, the company created the Pinger Phone in 2008, which consolidated phone, email, and messaging contacts and communications. [ 2 ] [ 4 ] The free texting features were converted into a separate iPhone app called Textfree. [ 2 ]

  5. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    The collection agency makes money only if money is collected from the debtor (often known as a "No Collection - No Fee" basis). Depending on the type of debt, the age of the account and how many attempts have already been made to collect on it, the fee could range from 10% to 50% (though more typically the fee is 25% to 40%).

  6. 1-800-FREE-411 - Wikipedia

    en.wikipedia.org/wiki/1-800-FREE-411

    Callers dial 1-800 (888 or 866)-FREE411 [373-3411] from any phone in the United States to use the toll-free service. Sponsors cover part of the service cost by playing advertising messages during the call. Callers always hear an ad at the beginning of the call, and then another after they have made their request.

  7. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

  8. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  9. List of mobile virtual network operators in the United States

    en.wikipedia.org/wiki/List_of_mobile_virtual...

    Mobile virtual network operators (MVNOs) in the United States lease wireless telephone and data service from the four major cellular carriers in the country—AT&T Mobility, Boost Mobile, T-Mobile US, and Verizon—and offer various levels of free and/or paid talk, text and data services to their customers.

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