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2. Fannie Mae vs. Freddie Mac: Key Differences - AOL

   www.aol.com/finance/fannie-mae-vs-freddie-mac...

   Freddie Mac has smaller banks, credit unions, savings and loans as its target market. The two also offer different loan programs. Fannie Mae's HomeReady program targets buyers who make no more ...

3. Fannie Mae and Freddie Mac aren’t your neighbors - AOL

   www.aol.com/finance/fannie-mae-freddie-mac-aren...

   Each year, Fannie Mae and Freddie Mac set a baseline conforming loan limit, adjusting it for high-cost areas. For 2025, the baseline limit is rising from $766,550 to $806,500.

4. Government policies and the subprime mortgage crisis

   en.wikipedia.org/wiki/Government_policies_and...

   "Over the past decade Fannie Mae and Freddie Mac have reduced required down payments on loans that they purchase in the secondary market. Those requirements have declined from 10% to 5% to 3% and in the past few months Fannie Mae announced that it would follow Freddie Mac's recent move into the 0% down payment mortgage market." [153]

5. Fannie Mae vs. Freddie Mac: What’s the difference? - AOL

   www.aol.com/finance/fannie-mae-vs-freddie-mac...

   Freddie Mac, short for the Federal Home Loan Mortgage Corporation, came on the scene through an act of Congress in 1970, with a similar purpose of ensuring that there are reliable, affordable ...

6. Fannie Mae - Wikipedia

   en.wikipedia.org/wiki/Fannie_Mae

   The July 30, 2008, law enabling expanded regulatory authority over Fannie Mae and Freddie Mac increased the national debt ceiling by US$800 billion (equivalent to $1,111,800,000,000 in 2023), to a total of US$10.7 trillion in anticipation of the potential need for the Treasury to have the flexibility to support the federal home loan banks.

7. 2007–2008 financial crisis - Wikipedia

   en.wikipedia.org/wiki/2007–2008_financial_crisis

   IndyMac Bank was founded as Countrywide Mortgage Investment in 1985 by David S. Loeb and Angelo Mozilo [418] [419] as a means of collateralizing Countrywide Financial loans too big to be sold to Freddie Mac and Fannie Mae. In 1997, Countrywide spun off IndyMac as an independent company run by Mike Perry, who remained its CEO until the downfall ...