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  2. HomeReady mortgage guide - AOL

    www.aol.com/finance/homeready-mortgage-guide...

    Fannie Mae is offering a $2,500 credit to HomeReady borrowers with incomes at 50 percent or less of their respective area median incomes. This credit can be put toward your down payment or closing ...

  3. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Fannie Mae’s HomePath ReadyBuyer program is geared toward first-time buyers interested in a foreclosed home. After taking a required online homebuyer education course, you can receive up to 3 ...

  4. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    The Fannie Mae HomeReady mortgage is geared to buyers who’ve ... Fannie Mae HomeView: This education program from Fannie Mae includes a free online course that teaches you everything you need to ...

  5. 3 percent down mortgages: A guide to your options - AOL

    www.aol.com/finance/3-percent-down-mortgages...

    Homeownership education course: If all the occupying homebuyers are first-time buyers, ... Similar to Fannie Mae’s HomeReady program, Freddie Mac’s HomePossible program has similar terms. One ...

  6. Fannie Mae - Wikipedia

    en.wikipedia.org/wiki/Fannie_Mae

    Fannie Mae buys loans from approved mortgage sellers and securitizes them; it then sells the resultant mortgage-backed security to investors in the secondary mortgage market, along with a guarantee that the stated principal and interest payments will be timely passed through to the investor. [citation needed].

  7. How to buy a house with low income - AOL

    www.aol.com/finance/buy-house-low-income...

    Fannie Mae’s HomeReady mortgage program addresses one of the challenges of buying a home with a low income by requiring just 3 percent of the home’s price as a down payment.

  8. MISMO - Wikipedia

    en.wikipedia.org/wiki/MISMO

    MISMO standards are accepted and deployed by almost every entity involved in creating or regulating mortgages in the United States, including banks, credit unions, mortgage lenders, Fannie Mae, Freddie Mac, Ginnie Mae, the Federal Housing Administration and the Consumer Financial Protection Bureau, in addition to settlement services providers ...

  9. HFA loans: Everything you need to know - AOL

    www.aol.com/finance/hfa-loans-everything-know...

    And of course, you have to be buying the home within the state. Types of HFA loans. There are two types of HFA loans: Fannie Mae’s (called HFA Preferred) and Freddie Mac’s (known as HFA ...