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2. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   1. Order copies of your credit reports. Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and ...

3. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Just like debt relief companies, credit counseling agencies work with your creditors to negotiate a lower payment on your behalf. You’ll typically be charged a setup fee and a monthly fee for ...

4. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Any debt consolidation method you use will have the creditor or lender pulling your credit score, leading to a hard inquiry on your credit report. This inquiry will decrease your credit score by a ...

5. Credit counseling: What to know before signing up - AOL

   www.aol.com/finance/credit-counseling-know...

   Credit counseling organizations offer several services, from budgeting to bankruptcy counseling. Knowing the differences between these services can help you determine the best fit for your needs ...

6. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   While the Federal Reserve Bank of New York’s Household Debt and Credit Report for Q1 in 2024 shows that credit card balances dropped by $14 billion to $1.12 trillion, history shows these figures ...

7. Different credit repair options: How they work and how to choose

   www.aol.com/finance/different-types-credit...

   Credit counseling is offered by nonprofit credit counseling agencies, often free of charge, and by for-profit companies. Any fee charged by a nonprofit agency will likely be less than you would ...