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In the United States, short-term health insurance (STHI) or short-term, limited-duration insurance (STLDI) [1] refers to health insurance plans with a limited duration, typically several months to a year. [2] These plans were initially geared toward people who need temporary medical insurance to bridge the gap between longer-term plans.
GoHealth, Inc. is an American marketplace for Medicare plans including Medicare Advantage, MediGap and Medicare Part D, which are programs administered through private health insurance companies. [3] [4] It also operates an online health insurance marketplace offering individual health insurance and short-term health insurance. [5] [6]
Short term health insurance plans have a short policy period (typically months) and are intended for people who only need insurance for a short time period before longer term insurance is obtained. [133] Short term plans typically cost less than traditional plans and have shorter application processes, but do not cover pre-existing conditions.
Primarily job loss insurance is designed for people with full-time jobs, as a temporary means to help them make payments on specific debt obligations should they involuntarily lose their ...
The catch-22 associated with health insurance — even with subsidies — is that the low-cost plans that most people can afford come with outrageously high deductibles, leaving the policyholder ...
Health insurance coverage is provided by several public and private sources in the United States. Analyzing these statistics is challenging due to multiple survey methods [12] and persons with multiple sources of insurance, such as those with coverage under both an employer plan and Medicaid.
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