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  2. Getting a mortgage after bankruptcy: What you need to know - AOL

    www.aol.com/finance/getting-mortgage-bankruptcy...

    FHA loans “generally require a lower minimum credit score and down payment than conventional mortgages,” Tayne says (as low as 580 and 3.5 percent down, or 500 and 10 percent down). USDA loan

  3. Can You Get a Mortgage After Bankruptcy? 4 Things To ... - AOL

    www.aol.com/mortgage-bankruptcy-4-things-know...

    Like USDA loans, you don’t need to put anything down; you only need a 580 credit score to apply, as long as you meet the military service requirements. Conventional loans, or loans that are not ...

  4. Mortgage seasoning: What is it and what are the requirements?

    www.aol.com/finance/mortgage-seasoning...

    Bankruptcy waiting period. Foreclosure waiting period. Conventional loan. 4 years for Chapter 7 or Chapter 11 (2 years with exceptions); 2 years from discharge or 4 years from dismissal of Chapter 13

  5. What happens if your mortgage company goes bankrupt? - AOL

    www.aol.com/finance/happens-mortgage-company...

    Because of the way your mortgage is handled after closing, if your mortgage lender experiences bankruptcy or goes out of business — whether it be the company that originated the loan or a third ...

  6. Conforming loans: What they are and how they work - AOL

    www.aol.com/finance/conforming-loans-203505330.html

    A conventional loan is any loan that isn’t guaranteed or insured by the government (FHA, VA and USDA loans). Conventional loans can be either conforming or non-conforming. In short: All ...

  7. Nonrecourse debt - Wikipedia

    en.wikipedia.org/wiki/Nonrecourse_debt

    Recourse debt or recourse loan is a debt that is backed by both collateral from the debtor, and by personal liability of the debtor. [2] This type of debt allows the lender to collect from the debtor and the debtor's assets in the case of default, in addition to foreclosing on a particular property or asset as with a home loan or auto loan.

  8. Buying a home after foreclosure - AOL

    www.aol.com/finance/buying-home-foreclosure...

    Non-qualified mortgage (0 years) – With a non-qualified mortgage (non-QM), or a loan that doesn’t meet government standards, you could possibly get another loan right after your foreclosure ...

  9. Can You Get a Loan After Bankruptcy? - AOL

    www.aol.com/news/loan-bankruptcy-203225377.html

    If you're considering loans after bankruptcy, expect to wait at least a year or two before qualifying for traditional loans. When you're going through bankruptcy, applying for a loan might be the ...

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