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  2. Obama pushed Democrats into their YIMBY era - AOL

    www.aol.com/obama-pushed-democrats-yimby-era...

    Obama endorsed Kamala Harris' housing plan during his DNC speech. Harris' proposal aims to address housing affordability in part by building millions of new homes.

  3. It's not going to get any easier to buy a house in the next 2 ...

    www.aol.com/not-going-easier-buy-house-195132942...

    Capital Economics expects home prices to rise 4% in 2025 and 2026, which would send the median home price in America to a record high of about $455,000.

  4. 4 Million Homes Short: What Scott Turner's HUD Leadership ...

    www.aol.com/4-million-homes-short-scott...

    Scott Turner’s nomination to lead the Department of Housing and Urban Development comes amid unprecedented housing affordability challenges. The nation faces a 4-million-unit shortage in ...

  5. Homeowners Affordability and Stability Plan - Wikipedia

    en.wikipedia.org/wiki/Homeowners_Affordability...

    The Homeowners Affordability and Stability Plan is a U.S. program announced on February 18, 2009, by U.S. President Barack Obama.According to the US Treasury Department, it is a $75 billion program to help up to nine million homeowners avoid foreclosure, which was supplemented by $200 billion in additional funding for Fannie Mae and Freddie Mac to purchase and more easily refinance mortgages. [1]

  6. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

  7. Regulatory responses to the subprime crisis - Wikipedia

    en.wikipedia.org/wiki/Regulatory_responses_to...

    Re-instate the separation of commercial (depository) and investment banking established by the Glass–Steagall Act in 1933 and repealed in 1999 by the Gramm-Leach-Bliley Act. [20] Simon Johnson: Break-up institutions that are "too big to fail" to limit systemic risk. [21] Paul Krugman: Regulate institutions that "act like banks " similarly to ...

  8. Trump’s pick to lead HUD faces home affordability woes and ...

    www.aol.com/trump-pick-lead-hud-faces-120048024.html

    “Given budget pressures and the desire to cut a lot, I worry about the shortage of affordable housing, the rent increases, all of that being visited on lower-income households who live paycheck ...

  9. The housing market is ‘stuck’ until at least 2026, Bank of ...

    www.aol.com/housing-market-stuck-until-least...

    Housing affordability is a major problem in America. Home prices spiked during Covid-19 and then the Fed’s war on inflation sent mortgage rates surging. The one-two punch has made it a ...