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  2. Federal vs. private student loans: What’s the difference? - AOL

    www.aol.com/finance/federal-vs-private-student...

    Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

  3. Types of private student loans - AOL

    www.aol.com/finance/types-private-student-loans...

    There are several types of private student loans, including degree-specific loans, international student loans, bad credit loans, state-specific loan programs, income share agreements, parent ...

  4. Pros and cons of private student loans - AOL

    www.aol.com/finance/pros-cons-private-student...

    Up to $2,500 in private student loan interest each year may be tax ... Due to an overhaul of the bankruptcy code in 1978, borrowers must now prove that their student loan payments cause “undue ...

  5. How to choose a private student loan for college

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    Also, look for interest capitalization, which occurs when the lender adds unpaid interest to the principal of your student loan. As a result, the loan balance grows faster. 3.

  6. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

  7. Have Bad Credit? You Can Still Consolidate Some of Your ...

    www.aol.com/finance/bad-credit-still-consolidate...

    Student loan consolidation combines multiple student loans with different interest rates and term lengths into a single loan. Discover: Top 10 Richest People in the World More: 22 Side Gigs That ...

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