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2. Actuarial present value - Wikipedia

   en.wikipedia.org/wiki/Actuarial_present_value

   And let T (the future lifetime random variable) be the time elapsed between age-x and whatever age (x) is at the time the benefit is paid (even though (x) is most likely dead at that time). Since T is a function of G and x we will write T=T(G,x). Finally, let Z be the present value random variable of a whole life insurance benefit of 1 payable ...

3. Calculator: How Much Life Insurance Do I Really Need? - AOL

   www.aol.com/lifestyle/calculator-much-life...

   This life insurance calculator is designed to take the guesswork out of the process by helping you estimate the ideal amount of coverage based on your unique needs.

4. Actuarial reserves - Wikipedia

   en.wikipedia.org/wiki/Actuarial_reserves

   As an example, consider a whole life insurance policy of one dollar issued on (x) with yearly premiums paid at the start of the year and death benefit paid at the end of the year. In actuarial notation, a benefit reserve is denoted as V. Our objective is to find the value of the net level premium reserve at time t.

5. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   Variable life insurance. Variable life insurance is a policy with a little more “investment power” built in. Here, your cash value isn’t just sitting in your cash value account; instead, it ...

6. What Is Variable Life Insurance? - AOL

   www.aol.com/finance/variable-life-insurance...

   Variable life insurance is an insurance product designed to provide a death benefit to your beneficiaries when you pass away. In addition to a death benefit, the policy offers a cash value ...

7. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   However, universal life policies run a much greater risk, and are actually designed to lapse. Variable universal life insurance may outperform whole life because the owner can direct investments in sub-accounts that may do better. If an owner desires a conservative position for his cash values, par whole life is indicated.