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2. Prosper Marketplace - Wikipedia

   en.wikipedia.org/wiki/Prosper_Marketplace

   Charge-off rates by credit score category ranged from 11.57% of money lent to borrowers with a credit score of 760 or higher to 44.30% of money lent to borrowers with a credit score below 600. Eric's Credit Community reported generally consistent delinquency results, with a 24-month delinquency rate by credit grade for loans originated after ...

3. Is 600 a good enough credit score to buy a house? - AOL

   www.aol.com/finance/600-good-enough-credit-score...

   A 600 score will not be high enough to qualify for a conventional home loan, so look into FHA loans, which have lower requirements: 500 with a 10 percent down payment, and 580 with a 3.5 percent ...

4. Subprime lending - Wikipedia

   en.wikipedia.org/wiki/Subprime_lending

   These loans are characterized by higher interest rates, poor quality collateral, and less favorable terms in order to compensate for higher credit risk. [3] During the early to mid-2000s, many subprime loans were packaged into mortgage-backed securities (MBS) and ultimately defaulted, contributing to the financial crisis of 2007–2008. [4]

5. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   The VantageScore 4.0 score was released in mid-2017 and also uses a range of 300–850. Consumers can get free VantageScores from free credit report websites, and from some credit cards issued by Capital One, American Express, U.S. Bank, Chase Bank, TD Bank, N.A., Synchrony Bank, and USAA Bank. The VantageScore 3.0 and 4.0 lower than 550 is ...

6. Turn shopping into free trips: Your guide to credit card ...

   www.aol.com/finance/credit-card-rewards-travel...

   How to choose a rewards credit card for free travel. ... $300 annual travel credit and 10,000 anniversary bonus miles that you can redeem through Capital One Travel or transfer to 15 airline and ...

7. How to improve your credit score for a mortgage - AOL

   www.aol.com/finance/improve-credit-score...

   For instance, you may be able to get an FHA loan with a credit score as low as 500, but you’ll need to put 10 percent down. If you can get your score up to 580, you can get an FHA mortgage with ...