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For instance, if your car's value has dropped to $25,000 but you still owe $30,000 on your loan, gap insurance would cover that $5,000 difference if your car is totaled or stolen.
For example, if you owe $20,000 on your car but it's only worth $16,000, gap insurance covers the $4,000 difference should your car become totaled or stolen. Does my car insurance policy cover ...
Pros for staying on parents’ policy. Cons for staying on parents’ policy. Access to less expensive premiums typically. Increases parent’s policy premium by as much as 130%
Vehicle Theft Protection Program is an educational initiative in North America started by the National Insurance Crime Bureau (NICB) and LoJack Corporation designed to help owners of cars, motorcycles, construction equipment and commercial vehicles better understand how to protect their assets from theft.
Had my car stolen 2 months after purchase. Finance company valued vehicle to be $15k over what comprehensive insurance covered meaning I would have to pay $15k out of my own pocket to repay finance.
Myth #2: Your red car will cost more to insure. One of the most persistent myths about auto insurance is that insurance companies charge more to insure red cars.
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