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Time your car loan refinance right to receive the maximum benefit. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach ...
For example, you’ll save $1,000 in interest charges on a $20,000 loan with a 5 percent APR if you pay it off in 48 months versus 60 months. 36-month term 48-month term
Refinancing a car loan comes with fees that will ultimately impact your overall savings. Before you refinance, talk to your current lender about any fees you'll have to pay, like a prepayment penalty.
The Bankrate auto loan calculator will also provide a full amortization schedule so you can see the amount of interest you’re paying each month and the total interest paid over the life of the loan.
Learn about long-term car loans, their pros and cons, and whether an 84-month car loan is worth it based on your financial situation and car-buying needs.
But although signing off on a longer term means you can save money every month, it also means a higher total cost as you’ll pay more in interest over the life of the loan. Pay off your loan ...
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