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2. Tertiary education fees in Australia - Wikipedia

   en.wikipedia.org/wiki/Tertiary_education_fees_in...

   If the HELP Repayment Income (HRI) of a person with a HELP debt exceeds a certain threshold, which for the 2014/15 financial year is $53,345, a compulsory payments will be deducted from the person's tax for the year. The HRI is the person's taxable income plus any net rental loss claimed against that taxable income and adding fringe benefits ...

3. Income-contingent repayment - Wikipedia

   en.wikipedia.org/wiki/Income-Contingent_Repayment

   Income-contingent repayment is an arrangement for the repayment of a loan where the regular (e.g. monthly) amount to be paid by the borrower depends on his or her income. . This type of repayment arrangement is mostly used for student loans, where the ability of the new graduate borrower to repay is usually limited by his or her inco

4. Student loan - Wikipedia

   en.wikipedia.org/wiki/Student_loan

   The Income-based repayment (IBR) plan is an alternative to paying back federal student loans, which allows the borrowers to pay back loans based on how much they make, and not based how much money is actually owed. [28] Income-based repayment is a federal program and is not available for private loans. [29]

5. Debt management plans: What you need to know - AOL

   www.aol.com/finance/debt-management-plans-know...

   A debt management plan is a payment schedule that allows you to consolidate certain debts into one affordable monthly payment and pay down your debt over time, usually over three to five years.

6. What Are All Your Options in the Fight Against Student Loan ...

   www.aol.com/options-fight-against-student-loan...

   The Biden administration took a closer look at millions of student loan accounts and has cleared nearly $42 billion in debt for more than 850,000 people enrolled in these plans, per CNBC.

7. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Debt consolidation loans are personal loans that combine multiple high-interest debts into a single account with a fixed rate and repayment term. These loans are issued based on creditworthiness ...