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  2. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    Closing costs on a mortgage refinance can run between 2 and 5 percent of the amount you refinance. These line items include discount points, your loan’s origination fee and an appraisal fee to ...

  3. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...

  4. Looking to refinance your FHA mortgage? Make it easier and ...

    www.aol.com/finance/looking-refinance-fha...

    FHA loans have an annual mortgage insurance premium and USDA loans require an annual guarantee fee, which you’ll pay for with your monthly mortgage payment. Refinancing into a conventional loan ...

  5. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    The best mortgage refinance rates go to those with a score of at least 740. Pay for large expenses. You can do a cash-out refinance to tap your home’s equity for ready money. You can use these ...

  6. Types of mortgage refinance: How to choose - AOL

    www.aol.com/finance/types-mortgage-refinance...

    There are many mortgage refinancing options, including: Rate-and-term refinance: Rate-and-term is a refinance option that swaps your current mortgage for a new loan with a new interest rate and/or ...

  7. 5 Signs Now is the Right Time to Pay off Your Mortgage - AOL

    www.aol.com/5-signs-now-time-pay-135700397.html

    For example, if you have a fixed-rate mortgage at 7.5%, you could refinance with a 30-year mortgage at 6%. That would reduce your monthly payments and the amount of interest you pay over the life ...

  8. Is it time to refinance your mortgage? 5 ways to prepare. - AOL

    www.aol.com/finance/time-refinance-mortgage-5...

    An online mortgage calculator can help you estimate how your monthly payment and overall costs would change with different rates and terms. 5. Research mortgage lenders. Mortgage lenders aren't ...

  9. FHA streamline refinance: What is it and how does it work? - AOL

    www.aol.com/finance/fha-streamline-refinance...

    Repay mortgage insurance: When you refinance with an FHA streamline, you’ll have to pay the upfront mortgage insurance premium (MIP) again. No cash out: You can’t do a cash-out refinance ...

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