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  2. Pag-IBIG Fund - Wikipedia

    en.wikipedia.org/wiki/Pag-IBIG_Fund

    The loan had a lower interest rate compared to the prevailing rate in the market and payable in longer terms. Pag-IBIG Fund offers a home loan at a low interest rate of 4.5% (for ₱450,000 loan) with a loan term of up to 30 years. A qualified member can get a maximum loan amount of up to ₱6 million.

  3. Have a Mortgage? You Really Need to Calculate This Number - AOL

    www.aol.com/finance/mortgage-really-calculate...

    A mortgage constant, also referred to as the mortgage capitalization rate, is a percentage of the total loan paid each year. If you are in the market for a new home, this percentage can be useful ...

  4. How to read and compare mortgage loan estimates - AOL

    www.aol.com/finance/read-compare-mortgage-loan...

    The final page of the loan estimate lists more important details of your mortgage agreement, like the names of the lender and the loan officer, plus three key figures you can use for comparison ...

  5. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    The major variables in a mortgage calculation include loan principal, balance, periodic compound interest rate, number of payments per year, total number of payments and the regular payment amount. More complex calculators can take into account other costs associated with a mortgage, such as local and state taxes, and insurance.

  6. Unpaid principal balance - Wikipedia

    en.wikipedia.org/wiki/Unpaid_principal_balance

    Unpaid principal balance (UPB) is the portion of a loan (e.g. a mortgage loan) at a certain point in time that has not yet been remitted to the lender. [1]For a typical consumer loan such as a home mortgage or automobile loan, the original unpaid principal balance is the amount borrowed, and therefore the amount the borrower owes the lender on the origination date of the loan.

  7. Secondary mortgage market: What it is and how it works - AOL

    www.aol.com/finance/secondary-mortgage-market...

    A maximum loan amount of $766,550 (for 2024) in most markets, though it is higher (up to $1,149,825) in some expensive areas. ... What is a secondary mortgage loan?

  8. Pambansang Pabahay Para sa Pilipino - Wikipedia

    en.wikipedia.org/wiki/Pambansang_Pabahay_Para_sa...

    In December 2023, Pag-IBIG approved ₱12 billion credit line for the National Housing Authority, which will finance the development of 9,110 housing units nationwide (4,111 units in Quezon City, 1,377 in Valenzuela, 944 in Zamboanga City, and 535 in San Juan). [6] The 4PH Program is envisioned to create smart cities nationwide. [7]

  9. Homebuyers can save a significant amount on their mortgage ...

    www.aol.com/homebuyers-save-significant-amount...

    How much can they save? Around $100 a month, according to a new report from the Consumer Financial Protection Bureau.