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1. There are strict eligibility requirements. To qualify for spousal Social Security, you need to be married to someone who's entitled to receive either retirement or disability benefits. In ...
The maximum spousal benefit is 50% of your spouse’s primary insurance amount. That’s the benefit they’ll qualify for once they’re full retirement age, which is 67 for anyone born in 1960 ...
Age. Median Retirement Account Balance. Average Retirement Savings. Under 35. $18,880. $49,130. 35 to 44. $45,000. $141,520. 45 to 54. $115,000. $313,220. 55 to 64 ...
The Social Security early retirement penalty will be imposed with benefits reduced by five-ninths of 1% for each month up to 36 months before reaching full retirement age and five-twelfths of 1% ...
A spousal beneficiary must be: At least age 62 or have a qualifying child in their care. A qualifying child is the spouse's child under age 16 or who receives Social Security disability benefits ...
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