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  2. 100 Words That Can Change Your Credit History - AOL

    www.aol.com/news/2011-05-31-credit-report...

    Under the Fair Credit Reporting Act, all three credit-reporting agencies (Equifax, Experian and TransUnion) in the United States are required to allow consumers to attach a 100-word statement to ...

  3. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    An example is any one of the variety of charge cards that are "pay in full" products. The American Express Green card is a common example. The American Express Green card is a common example. Open debt is treated like revolving credit card debt in older versions of the FICO scoring system but is excluded from the revolving utilization ...

  4. Experian - Wikipedia

    en.wikipedia.org/wiki/Experian

    Experian plc is a multinational data analytics and consumer credit reporting company headquartered in Dublin, Ireland.Experian collects and aggregates information on over 1 billion people and businesses including 235 million individual U.S. consumers and more than 25 million U.S. businesses.

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. Experian Credit Center by AOL | AOL Products

    www.aol.com/products/utilities/experian-credit...

    Help protect your credit with Experian CreditCenter™—24x7 monitoring, 3-bureau reports and fraud support. Stay up-to-date with real-time alerts. Try it now.

  7. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Examples of types of credit include installment, revolving, consumer finance and mortgage. [ 11 ] Recent searches for credit (10%): Hard credit inquiries or "hard pulls," which occur when consumers apply for a credit card or loan (revolving or otherwise), can hurt scores, especially if done in great numbers.

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