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  2. Alternative financial services in the United States - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial...

    For example, a customer could refinance $10,000 worth of auto loan debt at 7 percent interest into a home equity loan at 18 percent interest. Because the auto loan would have to be paid off in 5 years while the home equity loan would have a 20-year repayment plan, the required monthly payments for the customer would be lower even though the ...

  3. Should you use a home equity loan to pay off an auto loan?

    www.aol.com/finance/home-equity-loan-pay-off...

    By comparison, an auto loan provides money for one purpose: to buy a car. Like home equity loans, auto loans have fixed interest rates; however, their loan terms are much shorter, usually lasting ...

  4. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    Key takeaways. Debt consolidation can be accomplished with a personal loan or credit card, depending on your needs. Competitive rates typically go to those with good to excellent credit — FICO ...

  5. Trading in Your Car vs. Refinancing: Which Is the Right ... - AOL

    www.aol.com/finance/trading-car-vs-refinancing...

    If you like your car but the payments are higher than you can afford, it might make sense to refinance. Refinancing your loan can help lower your monthly payments. Refinancing your auto loans can ...

  6. GM Financial - Wikipedia

    en.wikipedia.org/wiki/GM_Financial

    General Motors Financial Company, Inc. is the financial services arm of General Motors.The company is a global provider of auto finance, with operations in the United States, Latin America, Canada, Europe (which was sold to PSA Groupe and BNP Paribas following the sale of GM's core area businesses Opel and Vauxhall in a $2.2 billion deal), and China.

  7. Retail floorplan - Wikipedia

    en.wikipedia.org/wiki/Retail_floorplan

    With used car dealers, specialty finance companies cater to their industry. Rather than offering loans for each individual vehicle purchase, most floor planning companies supply dealers with a revolving line of credit [ 5 ] that they can use to acquire inventory, such as through automobile auctions .

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