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  2. Liability insurance - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance

    Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

  3. Small Business Insurance: What Coverage Do You Need? - AOL

    www.aol.com/small-business-insurance-coverage...

    This includes third-party claims of bodily injury, personal injury, and property damage. Professional liability insurance . This policy, sometimes called errors and omissions (E&O) insurance ...

  4. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    If the third party sues the insured driver, liability coverage also covers court costs and damages that the insured driver may be deemed responsible for. In some states, such as New Jersey, it is illegal to operate (or knowingly allow another to operate) a motor vehicle that does not have liability insurance coverage.

  5. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    Third-party vehicle insurance is a mandatory requirement in Indonesia and each individual car and motorcycle must be insured or the vehicle will not be considered legal; this compulsory auto insurance is legally called the Road Traffic Accidents Compulsory Coverage Fund (Indonesian: Dana Pertanggungan Wajib Kecelakaan Lalu Lintas Jalan, DPWKLLJ ...

  6. Insurance company ratings explained - AOL

    www.aol.com/finance/insurance-company-ratings...

    If you discover that your insurance company has a low rating with a third-party rating company, you may be tempted to shop around for other insurance companies. However, you do not have to make ...

  7. Tens of thousands of drivers switch to third-party insurance ...

    www.aol.com/tens-thousands-drivers-switch-third...

    For the past few years, 3 per cent of customers had bought third-party policies, but that has now risen to 4 per cent. Experts say the move is risky and ‘deeply concerning’ (Getty)

  8. Business owner's policy - Wikipedia

    en.wikipedia.org/wiki/Business_owner's_policy

    This coverage typically takes the form of compensation for legal fees related to third-party lawsuits over such incidents (including lawyers’ fees, settlements and court costs). In addition, BOP liability coverage may include compensation for medical expenses that result from an injury to a third party on a covered business's premises for up ...

  9. Does homeowners insurance cover you when hosting a party? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Many professional venues carry event insurance to cover the premises and property, and private party hosts might find similar event liability coverage useful. Most home insurance policies provide ...

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