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2. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Faster debt repayment: The main advantage of consolidating debt is combining multiple monthly payments into a single monthly payment. This allows you to direct your payments to a single source.

3. Cram down - Wikipedia

   en.wikipedia.org/wiki/Cram_down

   In the mortgage context, the term "cramdown" has a distinct meaning than in a chapter 11 corporate bankruptcy. Instead of referring to the confirmation of a plan over the objection of an impaired class of creditors, a mortgage cram-down refers to reducing the creditor's allowed secured claim to the value of the collateral property.

4. Paying off debt in tough financial times - AOL

   www.aol.com/finance/paying-off-debt-tough...

   Debt relief companies such as National Debt Relief negotiate with creditors to reduce the balance of your debt, allowing you to make payments within your means and pay off your debt in a ...

5. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Key takeaways. Debt relief is a method of restructuring debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies.

6. List of most indebted companies - Wikipedia

   en.wikipedia.org/.../List_of_most_indebted_companies

   Company Country Debt (billions of US$) 1 Volkswagen AG Germany: 192 2 AT&T United States: 176 3 Daimler AG Germany: 151 4 Toyota Japan: 138 5 SoftBank Group Japan: 135 6 Verizon Communications United States: 129 7 Ford Motor Company United States: 122 8 BMW Germany: 114 9 Comcast United States: 104 10 Anheuser-Busch and InBev Belgium: 96 11 ...

7. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   The debt settlement company will tell you to stop paying your creditors to give it negotiation leverage. You can expect your score to take a massive hit when working with a settlement company.

8. Bankruptcy alternatives - Wikipedia

   en.wikipedia.org/wiki/Bankruptcy_Alternatives

   A debt restructuring is usually less expensive and a preferable alternative to bankruptcy. The main costs associated with a business debt restructuring are the time and effort to negotiate with bankers, creditors, vendors and tax authorities. Debt restructurings typically involve a reduction of debt and an extension of payment terms.

9. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...