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As a society, we're constantly told to save, save, save -- but that's not always possible. For myriad reasons, Jennifer James reached age 50 without any retirement savings to speak of. Like many...
Unfortunately, an estimated 20% of Americans aged 50 and over have no retirement savings, says AARP. And that perhaps explains why the median retirement savings balance among Americans aged 65 to ...
Social Security replaces about 40% of the average worker's pre-retirement income. That's better than nothing, but not enough money for most people to comfortably pay the bills in retirement.
As of 2022, 50-year-olds had a median retirement savings balance of $115,000, per the Federal Reserve. If you want to use that as a benchmark, it leaves you with some serious catching up to do.
The typical 40-year-old has $45,000 in retirement savings, according to the Federal Reserve. So if your retirement plan balance is $0, it means you've probably got some catching up to do. That's ...
A lot of people don't end up having tons of retirement savings by age 40. They often spend much of their 20s paying off student debt and credit cards, and a fair amount of their 30s saving for a home.
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