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2. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Any time you pull your credit file from Experian, TransUnion or Equifax to assess your credit history or dispute credit report errors, it counts as a soft inquiry and won’t affect your credit ...

3. Can you remove hard inquiries from your credit report? - AOL

   www.aol.com/finance/remove-hard-inquiries-credit...

   A soft inquiry will not affect your credit score. That’s because soft inquiries are used for informational purposes rather than for lending decisions. A soft pull will pop up on your credit ...

4. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   [citation needed] Credit inquiries that were made by the consumer (such as pulling a credit report for personal use), by an employer (for employee verification), or by companies initiating pre-screened offers of credit or insurance do not have any impact on a credit score: these are called "soft inquiries" or "soft pulls", and do not appear on ...

5. Does refinancing a mortgage hurt your credit? - AOL

   www.aol.com/finance/does-refinancing-mortgage...

   Only hard credit inquiries affect your score — “soft pulls,” which go into less background, don’t. ... Soft credit checks don’t affect your credit score and you might be able to explore ...

6. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Lenders, when granted a permissible purpose, as defined by the Fair Credit Reporting Act, can "pull" a consumer file for the purposes of extending credit to a consumer. Hard inquiries can, but do not always, affect the borrower's credit score. Keeping credit inquiries to a minimum can help a person's credit rating.

7. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

8. When’s the best time to shop for car insurance? (Hint: It ...

   www.aol.com/finance/best-time-to-shop-for-car...

   Will shopping for quotes hurt my credit score? No. Insurance companies will conduct a “soft pull” of your credit for quote inquiries, which doesn’t affect your credit score.

9. AOL Mail

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   Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!