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  2. State of calamity (Philippines) - Wikipedia

    en.wikipedia.org/wiki/State_of_calamity...

    State of calamity, in the context of disaster management in the Philippines, refers to a status that could be declared widespread within the country, or certain localities, in response to a destructive, natural, or man-made disaster. This measures allows the release of "calamity funds" allocated to local governments and control the pricing of ...

  3. Pag-IBIG Fund - Wikipedia

    en.wikipedia.org/wiki/Pag-IBIG_Fund

    The Home Development Mutual Fund (HDMF), commonly known as the Pag-IBIG Fund (acronym of its Filipino name: Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industriya at Gobyerno [a]), is a government-owned and controlled corporation under the Department of Human Settlements and Urban Development of the Philippines responsible for the administration of the national savings program and affordable ...

  4. No income, no asset - Wikipedia

    en.wikipedia.org/wiki/No_Income,_No_Asset

    It was described as a no income, no job, [and] no assets loan because the only thing an applicant had to show was his/her credit rating, which was presumed to reflect willingness and ability to pay. The term was popularized by Charles R. Morris in his 2008 book The Two Trillion Dollar Meltdown , though the acronym had been publicly used by some ...

  5. Mortgage and refinance rates for Dec. 9, 2024: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    A mortgage point could cost 1% of your mortgage amount, which means about $5,000 on a $500,000 home loan, with each point lowering your interest rate by about 0.25%, depending on your lender and loan.

  6. Subprime mortgage crisis - Wikipedia

    en.wikipedia.org/wiki/Subprime_mortgage_crisis

    The use of automated loan approvals allowed loans to be made without appropriate review and documentation. [102] In 2007, 40% of all subprime loans resulted from automated underwriting. [ 103 ] [ 104 ] The chairman of the Mortgage Bankers Association claimed that mortgage brokers, while profiting from the home loan boom, did not do enough to ...

  7. Calamity threatens our nation; we need to ‘free our inner Ali ...

    www.aol.com/news/calamity-threatens-nation-free...

    So, in honor of the law and these two famous sons of the Commonwealth, may we free our inner Ali and champion the truth, cherish reason, do justice and walk kindly. Stand for truth and justice ...

  8. Philippine government response to the COVID-19 pandemic

    en.wikipedia.org/wiki/Philippine_government...

    On March 16, the president signed Proclamation No. 929 declaring a state of calamity throughout the country for six months, bringing into effect the following: [5] price control of basic needs and commodities, granting interest-free loans, distribution of calamity funds, authorization of importation and receipt of donations, and

  9. ‘Alcohol gene’ could predict how cocktails may affect you ...

    www.aol.com/news/alcohol-gene-could-predict...

    If you have an inherited intolerance to alcohol, a mutated gene could be the culprit. An at-home DNA test could detect whether you have the mutation, but doctors say there could be some drawbacks.

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