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2. What is home insurance replacement cost coverage? - AOL

   www.aol.com/finance/replacement-cost-coverage...

   For example, if your coverage limit was up to $200,000, but the cost of rebuilding your home is $250,000, an extended replacement cost endorsement that covers up to 25 percent more than the policy ...

3. Recoverable depreciation in home insurance: what it is and ...

   www.aol.com/finance/recoverable-depreciation...

   By dividing its lifespan (14 years) by the total cost ($1,500), home insurance companies can arrive at a data-based insurance recoverable depreciation estimate. In this example, for each year of ...

4. Replacement value - Wikipedia

   en.wikipedia.org/wiki/Replacement_value

   The term replacement cost or replacement value refers to the amount that an entity would have to pay to replace an asset at the present time, according to its current worth. [1] In the insurance industry, "replacement cost" or "replacement cost value" is one of several methods of determining the value of an insured item. Replacement cost is the ...

5. How to read a homeowners insurance policy

   www.aol.com/finance/read-homeowners-insurance...

   Key takeaways. Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can help you determine how your homeowners ...

6. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to ...

7. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   Factors that affect homeowners insurance rates. Home insurance companies will typically calculate insurance rates based on risk. ... as your home’s replacement cost, the total value of your ...