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  2. A complete guide to 401(k) retirement plans: What is a ... - AOL

    www.aol.com/finance/complete-guide-401-k...

    A 401(k) is an excellent investment option, and everyone should consider opening an account if they’re able to. Not all employers offer a 401(k) retirement plan, but if yours does, it’s a ...

  3. Dave Ramsey: A 401(k) Has a Big Tax Downside - AOL

    www.aol.com/dave-ramsey-says-401-k-165915953.html

    “We always recommend the Roth option if your plan offers one,” said Ramsey. Roth 401(k)s are a relatively new type of retirement savings plan. ... Your Roth 401(k) investment is dictated by ...

  4. 9 biggest 401(k) mistakes to avoid - AOL

    www.aol.com/finance/8-biggest-401-k-mistakes...

    5. Not knowing the difference between 401(k) account types. Workers typically have two options when it comes to account types – the traditional 401(k) and the Roth 401(k) – and the differences ...

  5. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    In the United States, a 401(k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401(k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer .

  6. 26 Ways To Fix Your 401(k) Before It’s Too Late

    www.aol.com/26-ways-fix-401-k-145043735.html

    When it comes to saving for retirement, few options are better than a 401(k) plan. Where else can you make pretax contributions, get tax-deferred investments and enjoy free money via an employer...

  7. Deferred compensation - Wikipedia

    en.wikipedia.org/wiki/Deferred_compensation

    So if a company puts $1,000,000 into a 401(k) plan for employees, it writes off $1,000,000 that year. Assets in plans that fall under ERISA (for example, a 401(k) plan) must be put in a trust for the sole benefit of its employees. If a company goes bankrupt, creditors are not allowed to get assets inside the company's ERISA plan.

  8. Employer matching program - Wikipedia

    en.wikipedia.org/wiki/Employer_Matching_Program

    An employee's 401(k) plan is a retirement savings plan. The option of an employer matching program varies from company to company. It is not mandatory for a company to offer a contribution to their 401(k) plans.

  9. 401(k) Rollover vs. IRA Rollover: What Are The Pros & Cons I ...

    www.aol.com/401-k-rollover-vs-ira-162831606.html

    A side-by-side comparison of a new 401(k) plan with other options, including the old 401(k) and an IRA, can help illustrate the potential benefits and drawbacks. ... which typically offers a wider ...

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