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  2. Federal financing for small businesses in Canada - Wikipedia

    en.wikipedia.org/wiki/Federal_financing_for...

    Unlike most bank loans to small businesses, government loans may be unsecured. Loan guarantees – Under the Canadian Small Business Financing Act, [1] the federal government may guarantee a financial institution's loan to a small business, to a maximum of 85 percent. If the borrower defaults on a loan, the bank is protected, and therefore more ...

  3. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees.

  4. National Foundation for Credit Counseling - Wikipedia

    en.wikipedia.org/wiki/National_Foundation_for...

    The National Foundation for Credit Counseling (NFCC), founded in 1951, is the largest and longest-serving nonprofit financial counseling organization in the United States. NFCC member agencies provide access to financial counseling services for consumers.

  5. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Credit counseling organizations offer several services, from budgeting to bankruptcy counseling. Knowing the differences between these services can help you determine the best fit for your needs ...

  6. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    You need good or excellent credit to qualify for loans with the best rates and terms. Credit counseling. Credit counseling agencies are organizations that help make your monthly debt expenses more ...

  7. Different credit repair options: How they work and how to choose

    www.aol.com/finance/different-types-credit...

    Credit counseling helps you create a plan to address your habits and debts. Fixing your finances may take longer than the 30 days it takes to remove mistakes from your credit report.

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