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2. VA loans: What they are and how they work - AOL

   www.aol.com/finance/va-loans-200043770.html

   Refinancing a VA loan. There are two main ways to refinance a VA loan: with an Interest Rate Reduction Refinance Loan (IRRRL), also known as a VA streamline refinance; or with a VA cash-out refinance.

3. VA Certificate of Eligibility: What it is and how to get one

   www.aol.com/finance/va-certificate-eligibility...

   A VA loan certificate of eligibility (COE) is the first step toward getting a VA loan. The U.S. Department of Veterans Affairs provides the COE, which serves as evidence that you meet the VA loan ...

4. VA loan spouse requirements - AOL

   www.aol.com/finance/va-loan-spouse-requirements...

   VA loan surviving spouse requirements. If you’re the spouse of a deceased veteran, you could qualify for a VA loan under these circumstances: The veteran died while in service (or from a ...

5. VA loan - Wikipedia

   en.wikipedia.org/wiki/VA_loan

   A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

6. A Guide to the VA Home Loan for 2022 - AOL

   www.aol.com/guide-va-home-loan-2022-120518874.html

   Meeting VA Loan Requirements. Even with a VA loan, the borrower must still meet the lender’s credit and income requirements so borrowing money to buy a home is not a guarantee, but having a VA ...

7. Debt-to-income ratio - Wikipedia

   en.wikipedia.org/wiki/Debt-to-income_ratio

   The maximum can be exceeded up to 45% if the borrower meets additional credit score and reserve requirements. [2] FHA limits are currently 31/43. [3] When using the FHA's Energy Efficient Mortgage program, however, the "stretch ratios" of 33/45 are used [4] VA loan limits are only calculated with one DTI of 41. [5] (This is effectively equal to ...

8. How to get a VA home loan - AOL

   www.aol.com/finance/va-home-loan-194111486.html

   While FHA loans require a down payment of at least 3.5 percent of the purchase price, VA loans will let you borrow the money without contributing any money from your savings – making these much ...

9. Best VA mortgage lenders in 2024 - AOL

   www.aol.com/finance/best-va-mortgage-lenders...

   Credit requirements: 620 for conventional loans, 700 for jumbo loans, 580 for FHA loans, 620 for VA loans. Down payment requirements: 5% for conventional loans, 3.5% for FHA loans, ...