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2. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

3. Authorize.Net - Wikipedia

   en.wikipedia.org/wiki/Authorize.Net

   Authorize.Net was founded in 1996, in Utah, by Jeff Knowles. [4] As of 2004, it had about 90,000 customers. [5]Authorize.Net was one of several companies acquired by Go2Net, a company backed by Microsoft founder Paul Allen, in 1999, [6] for US$ 90.5 million in cash and stock. [7]

4. How to get a refund for a fraudulent credit card transaction

   www.aol.com/finance/refund-fraudulent-credit...

   If you investigate and find that the transaction indeed stems from fraud, as the credit card holder, you still enjoy certain protections — including the option of requesting a refund of the ...

5. Address verification service - Wikipedia

   en.wikipedia.org/wiki/Address_verification_service

   Following a request from a merchant for an address verification, the credit card processor sends an AVS response code back to the merchant indicating the degree of address matching. The meaning of the codes vary between credit card processors. Merchants can use the AVS code to determine whether to accept or reject a credit card transaction.

6. Card-not-present transaction - Wikipedia

   en.wikipedia.org/wiki/Card-not-present_transaction

   Card-not-present transactions are a major route for credit card fraud, because it is difficult for a merchant to verify that the actual cardholder is indeed authorizing a purchase. If a fraudulent CNP transaction is reported, the acquiring bank hosting the merchant account that received the money from the fraudulent transaction must make ...

7. 13 common bank fees you shouldn't be paying — and how to ...

   www.aol.com/finance/avoid-common-bank-fees...

   9. Lost debit card replacement fees. 💵 Typical cost: $5 to $15 for rush delivery Many banks will send you a new debit card for free if yours is lost, stolen or damaged. But you may pay a fee ...

8. Payment processor - Wikipedia

   en.wikipedia.org/wiki/Payment_processor

   A payment processor is a system that enables financial transactions, commonly employed by a merchant, to handle transactions with customers from various channels such as credit cards and debit cards or bank accounts. They are usually broken down into two types: front-end and back-end.

9. Bank of America glitch that stressed customers coast-to-coast ...

   www.aol.com/news/nationwide-glitch-affects...

   A glitch with Bank of America's mobile and online services on Wednesday prevented thousands of customers from accessing their accounts or discovering they had a zero balance, according to company ...