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Landlords' insurance is often referred to as buy-to-let insurance, however buy-to-let insurance is a type of landlords' insurance. It is important to distinguish between buy-to-let insurance which generally covers one property that has been purchased with a buy-to-let mortgage, and multi-property insurance, which covers two or more properties.
An owner controlled insurance program (OCIP) is an insurance policy held by a property owner during the construction or renovation of a property, which is typically designed to cover virtually all liability and loss arising from the construction project (subject to the usual exclusions).
Builder's risk insurance (Contractor's All Risk insurance – CAR insurance) is a type of property insurance which indemnifies against damage to buildings while they are under construction. [1] Builder's risk insurance is "coverage that protects a person's or organization's insurable interest in materials, fixtures and/or equipment being used ...
As a landlord, requiring tenants to have renters insurance can provide additional protection and peace of mind, but it may also introduce potential challenges. Renters insurance covers tenants ...
In Canada, the laws governing property management and landlord/tenant relations are, generally speaking, a Provincial responsibility. [citation needed] Each Province and Territory makes its own laws on these matters. In most cases, any person or company can offer property management services, and there are licensing requirements.
Flood insurance for renters only covers the contents of their home, up to $100,000. For businesses, the maximum coverage is $500,000 for structural damage as well as contents stored. The fine print
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