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The District of Columbia Department of Consumer and Regulatory Affairs (DCRA) is a former District of Columbia agency that issued licenses and permits. On October 1, 2022, DCRA was split into two agencies— the Department of Licensing and Consumer Protection (DLCP) and the Department of Buildings (DOB).
NMLS is also the system of record for the registration of depositories, subsidiaries of depositories, and MLOs under the Consumer Financial Protection Bureau’s Regulation G (S.A.F.E. Mortgage Licensing Act – Federal Registration of Residential Mortgage Loan Originators), published December 19, 2011.
The Consumer Financial Protection Bureau (CFPB) is responsible for consumer protection in the financial sector. Its jurisdiction includes banks, credit unions, securities firms, payday lenders , mortgage-servicing operations , foreclosure relief services, debt collectors , other financial companies in the United States.
The Colorado Department of Regulatory Agencies (DORA) is the principal department of the Colorado state government [1] responsible for professional licensing and consumer protection. [2] As the consumer protection agency for the State of Colorado, DORA's nine Divisions and more than 40 boards, commissions, and advisory committees license and ...
The Michigan Department of Licensing and Regulation was abolished with most responsibilities transferred to the newly formed Department. [1] It was renamed the Department of Consumer and Industry Services under an executive order issued in 1996 by Governor John Engler, merging most of the Department of Labor within the Department of Commerce. [2]
Federal consumer protection laws are mainly enforced by the Federal Trade Commission, the Consumer Financial Protection Bureau, the Food and Drug Administration, and the U.S. Department of Justice. At the state level, many states have adopted the Uniform Deceptive Trade Practices Act [ 12 ] including, but not limited to, Delaware, [ 13 ...
This is an example of a less-standardized licensure that is part of the licensing debate. For example, the gold standard in radiologic technician is a JCERT accredited 24-month program, but some states allow for only 6-week programs. [6] There is often debate about the level and type of regulation needed.
The Payment Services Act regulates electronic payment services in Japan, including those used for in-app purchases. Under this act, payment service providers must obtain a license from the government and are required to comply with various regulations to ensure the security of consumer information and transactions. [10]