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2. Why did my credit score drop after paying off debt? - AOL

   www.aol.com/finance/why-did-credit-score-drop...

   You take out a debt consolidation loan to pay off the $2,750 debt. You close out the three cards tied to the $2,750 balance you’re paying off, but those cards totaled in $9,500 of available credit.

3. When does debt fall off your credit report? - AOL

   www.aol.com/finance/does-debt-fall-off-credit...

   “A ‘pay for delete’ letter is a negotiation tool where the collector or lender agrees to remove the account from credit reports in exchange for payment of the debt — typically more than ...

4. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   Debt consolidation lets you combine multiple high interest credit card balances under a loan with one fixed, monthly payment. You could take out a debt consolidation loan or, if you’re a ...

5. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   With debt consolidation, you take out a new loan or open a new line of credit to pay off your debts. This can include credit cards, personal loans, medical bills and other types of unsecured debt.

6. Paying off debt early: Advantages and disadvantages - AOL

   www.aol.com/finance/paying-off-debt-early...

   4. Improve your credit score. Paying off debt decreases your credit utilization ratio, which is the amount of debt you owe relative to your overall available credit. Most lenders and issuers use ...

7. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   Misunderstandings or errors can result in a debt overstaying its welcome on your credit report. If old debt is still haunting your credit report and possibly dragging down your credit score, you ...

8. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   It can help you pay off your debt faster and may even help your credit score in the long run if you stick to the payment plan. Just be aware that it may hurt your credit score in the short run.

9. Common debt payment roadblocks and how to tackle them - AOL

   www.aol.com/finance/common-debt-payment...

   Let’s say you take on $5,000 in credit card debt with an 18 percent APR and a minimum payment of 1% of the balance plus interest – a starting payment of $125.