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  2. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    These unsecured loans aim to provide credit union members a lower-cost alternative to predatory payday and emergency loans. There are two types of PAL loans: PAL I and PAL II. Both have the same ...

  3. 7 Best Loan Apps of March 2024 - AOL

    www.aol.com/finance/7-best-loan-apps-march...

    App. Maximum loan amount. Time to funding. Fees. Google Play rating. App Store rating. Albert. Up to $250. Instantly for a fee; 3-6 days free of charge. Instant cash advance fee

  4. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 27 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  5. Emergency and payday loan alternatives that could save ... - AOL

    www.aol.com/finance/emergency-payday-loan...

    There are safer alternatives to payday loans, such as getting help from nonprofits and charities, negotiating payment plans or extensions with lenders and taking out personal loans or 0% APR ...

  6. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    A 2012 study by Pew Charitable research found that the majority of payday loans were taken out to bridge the gap of everyday expenses rather than for unexpected emergencies. The study found that 69% of payday loans are borrowed for recurring expenses, 16% were attributed to unexpected emergencies, 8% for special purchases, and 2% for other ...

  7. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    A report suggests that these loans could be as damaging as payday loans, with 43% of guarantors in the study unclear about their financial liability. [2] [3] Guarantor loans are sometimes seen as alternatives to payday loans and associated with the sub-prime finance industry.

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