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Hollard Group is a privately owned insurance group based in South Africa that operates under two insurance licences: short term and life.The company was established in 1980 by Robert Enthoven, and the Enthoven family retains the majority share, locally through The Enthoven Family Trust (EFT) and internationally through Capricorn Ventures International (CVI).
Under the Real Insurance brand, Hollard issues and/or distributes bike, car, funeral, home and contents, life, pet, and travel insurance. [ 1 ] In 2008, Real Insurance was the first insurance company to offer pay-as-you-drive (PAYD) insurance in Australia, whereby the car insurance premium is reduced for drivers with low kilometres usage. [ 3 ]
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Mid-Montane zone, 1,000 – 1,400 m (Eastern Alps), 650 – 800 m (Central Uplands). Limit of the whole year populated areas, limit of a growing season of 100 days. Altimontane zone, 1,300 – 1,850 m (Eastern Alps), 800 – 1,500 m (Central Uplands). Deciduous forests limit, Sycamore Maple (Acer pseudoplatanus) and European Beech (Fagus ...