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2. How to spot debt collection scams: 8 signs to watch out for

   www.aol.com/finance/spot-debt-collection-scams-6...

   Here’s how to find out if a debt collector is legit. Key takeaways. Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment.

3. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   The agency offers a wide range of options for managing debt and other financial matters. It provides tools for personal finance, such as budgeting, money management, cutting spending, and ...

4. ACA International - Wikipedia

   en.wikipedia.org/wiki/ACA_International

   ACA International is a trade group located in the United States representing debt collection agencies, creditors, debt buyers, collection attorneys, and debt collection industry service providers. ACA International is based in Minneapolis and Washington, D.C. with members located throughout the U.S. and more than 25 other countries.

5. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Collection agencies may be unwilling to negotiate a settlement, even after months of payments to a debt settlement company. Having accounts in collections can damage your credit score .

6. Debt collection - Wikipedia

   en.wikipedia.org/wiki/Debt_collection

   A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

7. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   They also suggest consumers inquire about an agency's services, costs, and counselor qualifications. [8] The FCAC has also warns Canadians to be careful of companies offering to help them pay off their debt or repair their credit. Things to watch out for include guarantees to solve debt problems and using high interest loans to pay off debt.