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  2. Collective agreement coverage - Wikipedia

    en.wikipedia.org/wiki/Collective_agreement_coverage

    Collective agreement coverage or union representation refers to the proportion of people in a country population whose terms and conditions at work are made by collective bargaining, between an employer and a trade union, rather than by individual contracts.

  3. Union density - Wikipedia

    en.wikipedia.org/wiki/Union_density

    whether collective agreements to create a closed shop or allow automatic enrollment in union membership are lawful whether the government, for instance through a Ministry or Department of Labour , actively promotes collective agreement coverage with a power to impose terms if employers refuse to bargain with the workforce

  4. Sectoral collective bargaining - Wikipedia

    en.wikipedia.org/wiki/Sectoral_collective_bargaining

    Sectoral collective bargaining is an aim of trade unions or labor unions to reach a collective agreement that covers all workers in a sector of the economy, whether they wish to be a part of a union or not. It contrasts to enterprise bargaining where agreements cover individual firms.

  5. Debt-service coverage ratio: What is it and how do you ... - AOL

    www.aol.com/finance/debt-coverage-ratio...

    What is a good debt-service coverage ratio? Most lenders want to see a debt-service coverage ratio of at least 1.25. But, lender requirements will vary depending on the type of business loan and ...

  6. What is a debt-to-income ratio for a mortgage? - AOL

    www.aol.com/finance/debt-income-ratio-mortgage...

    Key takeaways. Your debt-to-income (DTI) ratio is a key factor in getting approved for a mortgage. The lower the DTI for a mortgage the better. Most lenders see DTI ratios of 36 percent or less as ...

  7. A Guide to Interest Coverage Ratio - AOL

    www.aol.com/guide-interest-coverage-ratio...

    Interest coverage ratio, or ICR, is used to evaluate a company’s ability to pay the interest it owes on its debts. There is no generally agreed upon standard for what makes a healthy ICR across ...

  8. Coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Coverage_ratio

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  9. 3 steps to calculate your debt-to-income ratio - AOL

    www.aol.com/finance/3-steps-calculate-debt...

    Mortgage: $1,600. Auto loan: $300. Minimum credit card payments: $300. Student loan: $200. Total monthly debts: $2,400. Step two: Add up your monthly gross income. Next, add up your monthly gross ...