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  2. Penalties for driving without insurance in New York - AOL

    www.aol.com/finance/penalties-driving-without...

    $50,000 per accident for bodily injury liability. $10,000 per accident for property damage liability. Additionally, New York drivers must also have $50,000 for personal injury protection (PIP), as ...

  3. Reckless driving - Wikipedia

    en.wikipedia.org/wiki/Reckless_driving

    § 46.2-861. Driving too fast for highway and traffic conditions. § 46.2-862. Exceeding speed limit. § 46.2-863. Failure to yield right-of-way. § 46.2-864. Reckless driving on parking lots, etc. § 46.2-865. Racing; penalty. § 46.2-865.1. Injuring another or causing the death of another while engaging in a race; penalties. § 46.2-866.

  4. How long do you have to report a car accident? - AOL

    www.aol.com/finance/long-report-car-accident...

    The standard across most states is within 10 days of the accident but some jurisdictions, such as New York, have a 24-hour reporting requirement. The time limit could also vary depending on the ...

  5. Does car insurance cover your parked car? - AOL

    www.aol.com/finance/does-car-insurance-cover...

    Car insurance can cover parking lot damage in many scenarios. However, which coverage type applies will depend on the scenario. If you’re hit in a parking lot and the at-fault driver stays, your ...

  6. SR-22 (insurance) - Wikipedia

    en.wikipedia.org/wiki/SR-22_(insurance)

    A DMV may require an SR-22 from a driver to reinstate his or her driving privileges following an uninsured car accident or conviction of another traffic-related offense, such as a DUI. [5] [6] An SR-22 may be required for three years for conviction of driving without insurance or driving with a suspended license and up to five years for a DUI. [7]

  7. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  8. Assured clear distance ahead - Wikipedia

    en.wikipedia.org/wiki/Assured_Clear_Distance_Ahead

    A general principle in liability doctrine is than an accident which would not have occurred except for the action or inaction of some person or entity contrary to a duty such as the exercise of proper care was the result of negligence. The liability space from which one can recover [161] is typically, themselves, other parties, or nobody. [162]

  9. How does auto liability work?

    www.aol.com/finance/does-auto-liability...

    Liability insurance only helps with the damage you cause — to another person or to their property — after an accident. Liability insurance does not provide financial protection for your ...