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  2. Interest-only loan - Wikipedia

    en.wikipedia.org/wiki/Interest-only_loan

    An interest-only loan is a loan in which the borrower pays only the interest for some or all of the term, with the principal balance unchanged during the interest-only period. At the end of the interest-only term the borrower must renegotiate another interest-only mortgage, [ 1 ] pay the principal, or, if previously agreed, convert the loan to ...

  3. Capital One - Wikipedia

    en.wikipedia.org/wiki/Capital_One

    Capital One owns the naming rights for the major sports and entertainment arena in Washington, D.C. From 2001 to 2014, Capital One was the principal sponsor of the college football Florida Citrus Bowl, which was called the Capital One Bowl from 2003 to 2014. It sponsored a mascot challenge every year, announcing the winner on the day of the ...

  4. Return of capital - Wikipedia

    en.wikipedia.org/wiki/Return_of_capital

    Return of capital (ROC) refers to principal payments back to "capital owners" (shareholders, partners, unitholders) that exceed the growth (net income/taxable income) of a business or investment. [1] It should not be confused with Rate of Return (ROR), which measures a gain or loss on an investment.

  5. Collateralized mortgage obligation - Wikipedia

    en.wikipedia.org/wiki/Collateralized_mortgage...

    A group of mortgages could be split into principal-only and interest-only bonds. The "principal-only" bonds would sell at a discount, and would thus be zero coupon bonds (e.g., bonds that you buy for $800 each and which mature at $1,000, without paying any cash interest).

  6. Notional amount - Wikipedia

    en.wikipedia.org/wiki/Notional_amount

    In simple terms, the notional principal amount is essentially how much of an asset or bonds a person owns. For example, if a premium bond were bought for £1, then the notional principal amount would be the face value amount of the premium bond that £1 was able to purchase. Hence, the notional principal amount is the quantity of the assets and ...

  7. Debt service coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Debt_service_coverage_ratio

    Thus, by accounting for principal payments, DSCR reflects the cash flow situation of an entity. For example, if a property has a debt coverage ratio of less than one, the income that property generates is not enough to cover the mortgage payments and the property's operating expenses. A property with a debt coverage ratio of .8 only generates ...

  8. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    The fixed monthly payment for a fixed rate mortgage is the amount paid by the borrower every month that ensures that the loan is paid off in full with interest at the end of its term. The monthly payment formula is based on the annuity formula. The monthly payment c depends upon: r - the monthly interest rate. Since the quoted yearly percentage ...

  9. Collateralized debt obligation - Wikipedia

    en.wikipedia.org/wiki/Collateralized_debt_obligation

    The CDO is "sliced" into sections known as "tranches", which "catch" the cash flow of interest and principal payments in sequence based on seniority. [6] If some loans default and the cash collected by the CDO is insufficient to pay all of its investors, those in the lowest, most "junior" tranches suffer losses first. [7]

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